Countrywide’s Identity Theft and Credit Monitoring Plans are available to anyone who wishes to enroll in them. We offer four plans to choose from with different levels of coverage. Please see the chart below for descriptions of the benefits as well as a comparison of the plans. Upon enrollment you will be receiving an email from Countrywide to activate your plan.
| Benefits | Diamond ID Plan | Platinum Plus ID Plan | Premier Plus ID Plan | Silver Plus ID Plan |
| Bureau Reports & Credit Scores: Receive unlimited online access to your Bureau Credit Reports and Scores with your own dashboard | Every 30 days (3 Bureaus) | Every 6 months (3 Bureaus) | Annual (3 Bureaus) | |
| 24/7 Credit Monitoring & Alerts: Active credit monitoring & alerts for public records, derogatory payments and new accounts | 3 Bureaus | 3 Bureaus | 1 Bureau | 1 Bureau |
| ID Theft Insurance: Reimbursement for lost wages up to $1,500/week for 5 weeks, legal fees, expenses and stolen funds reimbursement | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 |
| Identity Monitoring & Alerts: Monitors national and international criminal records, enhanced change of address and SSN fraud detection and trace | ✔ | ✔ | ||
| Dark Web & Internet Monitoring: Globally searches the dark web for use of SSN, name, email address and mailing address in over 25 languages and will notify you of suspicious activity | ✔ | ✔ | ✔ | ✔ |
| ID Theft Fraud Restoration Services: Get assigned to a U.S.-based fraud restoration specialist if you were to become a victim of identity theft | ✔ | ✔ | ✔ | ✔ |
| Application Monitoring & Alerts: Monitors millions of transactions in real time for attempts to use your SSN on an application or ID authentication | ✔ | ✔ | ✔ | |
| Family Protection: Dependents under 24 who live in the same household will receive $25K ID Theft Insurance and ID Restoration Services | ✔ | |||
| Change of Address Monitoring & Alerts: Monitors the National Change of Address database at the USPS and alerts you if a request is received to change your information | ✔ | ✔ | ✔ | |
| Credit Score Change Alerts: Notifies you of changes to your credit score | ✔ | ✔ | ||
| Credit Score Tracker: Plots your credit score on a graph each month to show you trends over time. | ✔ | |||
| Credit Score Simulator: Access to learning tools that provide ways to increase your credit score | ✔ | |||
| Checking Account Reporting: Know if your checking accounts have been reported for unpaid fees, overdrawn accounts, suspected fraud, etc. | ✔ | ✔ | ✔ | ✔ |
| Enhanced Credit Reporting & Alerts: Alerts for new authorized users, credit card over limit and lost or stolen cards | ✔ | ✔ | ||
| Synthetic ID Theft Monitoring: Tracks your SSN for any evidence of synthetic ID theft, where your SSN is used with someone else’s name | ✔ | ✔ | ✔ | ✔ |
| SSN Alerts: Monitors your SSN for attempted abuse in association with an application or ID authentication | ✔ | ✔ | ✔ | ✔ |
| Criminal Records Monitoring | ✔ | ✔ | ||
| Lost Wallet Protection & Replacement Assistance: Take immediate action to cancel and replace cards before they can be used and get help with filing police reports | ✔ | ✔ | ✔ | ✔ |
| File Sharing Monitoring & Alerts: Monitors the file sharing networks that may be used by identity thieves to sell or share identities | ✔ | ✔ | ✔ | ✔ |
| Opt Out (Junk Mail/Do Not Call List) | ✔ | ✔ | ✔ | ✔ |
| Discounted Additional Reports & Scores | ✔ | ✔ | ✔ | ✔ |